Knowledgeable and Articulate
We recently listed and sold our condo in Whistler with Denise Brown of Windermere Realty. We found Denise to be knowledgeable and articulate in the way she conducts her business. She kept us informed and was prompt and courteous in returning our phone calls and emails. Denise has a pleasant personality and we would not hesitate in recommending her for all your real estate needs.
J. and J. McClughan, Vancouver
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First Time Buyers >Good Faith Estimates
Several years ago the U.S. Congress tried to protect consumers from a few unscrupulous lenders by requiring all lenders to calculate and disclose the annual percentage rate (APR) you pay on your mortgage loan. But most homebuyers will learn more by directing their attention to the Good Faith Estimate of Settlement Costs (GFE). Although Congress meant well, in practice the APR is not helpful and may be confusing.
If you are looking for a good way to understand your costs of borrowing and/or to compare one lender's costs to another, the GFE is your best bet. Get your lender(s) to provide a written GFE before you commit your mortgage business. When reviewing a GFE, keep in mind that the lender actually controls only a certain portion of the disclosed costs. Other parties typically control costs of appraisal, settlement, title insurance, recording fees and taxes, survey, and the "prepaid" expenses of homeowner's insurance, mortgage insurance, real estate taxes, etc. Review these origination fees, discount points, etc. and you will have the ability to understand the full costs of your proposed mortgage loan.
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| Q |
The upper walls of what famous holy temple are lined with gold?
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| A |
The Golden Temple in Amritsar, India is the most sacred temple and spiritual center of the Sikhs. |
 See More Real Estate Trivia > |
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Denise Brown
RE/MAX Sea to Sky Real Estate Whistler
135 – 4370 Lorimer Road
Whistler, BC. V0N 1B4
Canada
Cell: 604-935-2013
Direct: 604-905-6362
Toll Free: 1-888-935-2013
Fax: 604-932-4120
Email: denisebrown@NUMBER1EXPERT.com
Email: denise@myseatosky.com
Denise's Guarantee: - Royal service by responding to your questions in less than 24 hours - Full and complete information - To be ‘Today’s Realtor” by utilizing innovative technology - To be continually updated on her knowledge, education, technology products and services. Why? Because Denise wishes to earn your loyalty and be your Realtor of choice in the Whistler area. To do this she realizes that she has to earn your trust and respect by providing truly professional real estate service. She believes that service, integrity, knowledge, efficiency and trust are crucial elements of professional real estate services. She believe that good reputations, trust and respect cannot simply be expected from others. Each must be earned. She is looking forward to earning yours! She take your interests to heart! If Denise does not exceed your expectations, she will happily refer you to one of her colleagues!  
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